Products How It Works Why Bannington FAQ Contact Get Funded
Business Finance Broker — UK

The smart way to fund your business

We connect UK SMEs with the right lenders. From cash-flow loans to refinancing — get matched with competitive funding in as little as 24 hours.

No impact on your credit score · Free, no-obligation quote
Funding Matched Approved
£250,000
Revolving Credit Facility
4.2%Rate from
24hDecision
3 yrTerm
KYC Verified2 mins ago
Funds ReleasedSame day
Trusted by businesses working with 50+ UK lenders

Our Products

Whatever your business needs — we match you with the best deal from 50+ UK lenders.

01 / 05
01

Cash-flow Loans

Inject working capital into your business fast. Flexible repayments from 3 to 24 months, decisions within hours.

From £10k Same-day decision 3–24 months
02

Revolving Credit

Draw funds as you need them and only pay interest on what you use. Ideal for managing seasonal cash gaps.

Pay only what you draw Flexible terms Reusable facility
03

Secured Lending

Unlock larger amounts at lower rates by leveraging property or business assets as collateral.

Lower rates Up to £5m Property & assets
04

Unsecured Lending

No collateral required. Get funding based on your business performance — from £5k to £500k.

No collateral £5k–£500k Fast approval
05

Refinance

Replace expensive existing debt with better terms. Consolidate multiple loans and reduce your monthly outgoings.

Reduce payments Consolidate debt Better terms

Five products, one broker

Whatever your business needs — quick cash injection, flexible credit line, or debt restructuring — we match you with the best deal from 50+ UK lenders.

Cash-flow Loan
£75,000
Rate from5.9% APR
DecisionSame day
Revolving Credit
£250,000
Draw as neededFlexible
Term12–36 months
Simple Process

From enquiry to funding in four steps

We've streamlined the process so you can focus on running your business while we handle the search for funding.

1

Tell Us Your Needs

Fill in a quick form — it takes less than 60 seconds. No credit check at this stage.

2

We Match Lenders

Our brokers analyse your profile and match you with the most suitable lenders from our panel of 50+.

3

Compare Offers

Receive competitive offers with transparent terms. We explain every detail so you can decide with confidence.

4

Get Funded

Accept your preferred offer and receive funds — often within 24–48 hours of approval.

£0M+
Funding Arranged
0+
Lender Partners
0h
Average Decision Time
0%
Client Satisfaction
Founder of Bannington Finance
Jordan Bannington Founder & CEO
Top-rated broker
Why Choose Bannington Finance

A broker that puts your business first

We're not a lender — we work for you. Our job is to find the best deal across the entire market, not push a single product.

Whole-of-Market Access

We compare 50+ lenders simultaneously so you don't have to shop around yourself.

Speed Without Shortcuts

Decisions in 24 hours, funding within days — without cutting corners on due diligence.

No Upfront Fees

Our service is free until you accept an offer. No hidden charges, no surprises.

Dedicated Broker

A named finance specialist guides you from enquiry to drawdown and beyond.

Client Stories

Businesses we've helped grow

★★★★★
Bannington found us a revolving credit facility at a rate our bank couldn't match. The whole process took 3 days from start to finish.
JH
James Harrison
MD, Harrison Logistics
★★★★★
We needed £150k urgently to fulfil a large order. Bannington's team got us approved and funded within 48 hours. Genuinely saved our quarter.
SP
Sarah Patel
CEO, Patel Manufacturing
★★★★★
I'd been turned down by two banks before finding Bannington Finance. They matched us with a specialist lender who actually understood our sector.
RK
Robert Kim
Founder, TechBridge Solutions
Common Questions

Frequently asked questions

Most decisions are made within 24 hours of submitting a complete application. Funds can be in your account within 1–3 business days after approval, depending on the lender and product type.

No. Our initial assessment uses a soft search that doesn't appear on your credit file. A full credit check only happens once you've chosen to proceed with a specific lender offer.

Our lender panel can provide funding from £10,000 to over £5 million, depending on the product type, your annual turnover, trading history, and whether security is offered. We'll help you understand what's realistic for your situation.

Typically: 3–6 months of business bank statements, your latest filed accounts, and proof of identity. For secured loans, details of the asset being offered as security. We'll tell you exactly what's needed once we assess your application.

There is no upfront fee for our service. We are paid a commission by the lender if and when your funding completes. This is always disclosed transparently before you accept any offer.

We work with specialist lenders who consider businesses as young as 6 months or with imperfect credit. The terms may differ, but we'll be upfront about your options and won't waste your time if funding isn't achievable.

Get Started

Find out how much you could borrow

Complete this short form and a member of our team will be in touch — usually within the hour during business hours.

  • Free, no-obligation assessment
  • No impact on your credit score
  • Response within 1 business hour
  • Access to 50+ UK lenders

Quick enquiry

Takes less than 60 seconds

Are you an accountant or bookkeeper?

Join our Partner Programme and help your clients access competitive business funding. Earn referral commissions and strengthen your advisory relationship.

Learn About Partnership